New York State Homeowner Assistance Fund

provided by New York State Division of Housing and Community Renewal

New York State Homeowner Assistance Fund

38-40 State Street
Hampton Plaza
Albany NY 12207

Main:

844-776-9423

Hours:

M-F: 9:00AM-5:00PM.

* Provides financial assistance to homeowners at risk of default, foreclosure or displacement as a result of the COVID-19 pandemic.

Language Access

Eligibility: Must currently own and occupy the property as primary residence. Household income is equal to or less than 100% AMI and are at risk of foreclosure/displacement due to financial hardship due to COVID-19. Mortgaged homeowners who are in a forbearance or were offered a forbearance plan that has expired. Mortgaged homeowners who were not offered a forbearance plan, or missed the option to apply and are delinquent on mortgage. Homeowners who are behind on payments for property taxes, water bills, or sewage bills. Coop or condo homeowners who are behind on monthly carrying charges such as maintenance fees or homeowner association. Homeowners who live in manufactured homes and who are behind on home loans, retail installment contracts used to purchase their homes or monthly lot rent payments.

Application Process: Visit website.

Required Documentation: Visit website.

Fees: None.

Coverage Note: New York State.

Languages: English, Spanish, Arabic, Bengali, Chinese, Haitian Creole, Italian, Korean, Polish, Russian, Yiddish -

New York State Homes and Community Renewal builds, preserves and protects affordable housing and increases home ownership while spurring related economic development activity to create business opportunity and strengthen communities across the state.