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Predatory Lending Assistance

Programs that provide assistance for people who believe they are victims of unscrupulous lending institutions that have pressured them into signing a loan agreement they cannot afford. Predatory lending tactics include high pressure sales techniques; misleading or fraudulent direct mail campaigns; failure to disclose unusually high interest rates, hidden transaction costs, excessive fees and punitive penalty clauses such as balloon payments; and loan agreements that are based on home equity rather than a realistic ability to repay. Predatory lenders frequently target the most vulnerable consumers including older adults, low income individuals, and people residing in communities underserved by traditional banking institutions.

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Thru: Empire Justice Center

Resident of areas served. Meet income guidelines. Special education: Kindergarten-Grade 12.
American Sign Language, Spanish
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Empire Justice Center

Telesca Center for Justice
1 West Main Street, Suite 200
Rochester, NY

New client phone intakes for Social Security issues : TU, TH 10:00AM-12:00PM.

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