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Condominium/Homeowner Association Fee Payment Assistance

Programs that pay the monthly or annual fees owed to condominium or homeowner's associations for people who are unable to make the payment themselves and are otherwise at risk for losing their homes. Condo association fees are collected to cover costs associated with the exterior of the condominium property including the roof and common areas. In the case of an HOA, an entity whose members are homeowners residing within a particular area, the fees are used to ensure the provision and maintenance of community facilities and enforcement of the various covenants and restrictions. HOA common areas may include the parking lots, sidewalks, green space not included within the lots, playgrounds, swimming pool and other recreation facilities. Also included are programs that pay fees owed to a housing cooperative when there is an association organized to collect and manage them. Fee payment assistance programs for any of the three types of community associations may have age, income, disability, need or other eligibility requirements.

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Thru: New York State Division of Housing and Community Renewal

Eligibility:
Must currently own and occupy the property as primary residence. Household income is equal to or less than 100% AMI and are at risk of foreclosure​/displacement due to financial hardship due to COVID-19. Mortgaged homeowners who are in a forbearance or were offered a forbearance plan that has expired. Mortgaged homeowners who were not offered a forbearance plan, or missed the option to apply and are delinquent on mortgage. Homeowners who are behind on payments for property taxes, water bills, or sewage bills. Coop or condo homeowners who are behind on monthly carrying charges such as maintenance fees or homeowner association. Homeowners who live in manufactured homes and who are behind on home loans, retail installment contracts used to purchase their homes or monthly lot rent payments.
Languages:
English, Spanish, Arabic, Bengali, Chinese, Haitian Creole, Italian, Korean, Polish, Russian, Yiddish
Map Marker 1

New York State Homeowner Assistance Fund

38-40 State Street
Hampton Plaza
Albany, NY

Hours:
M-F 9:00AM-5:00PM.

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