Homeownership Services

thru: INHS**

• Offers a comprehensive homeownership program for potential homeowners that includes down payment and closing cost financial assistance, one-on-one financial counseling and home buyer education courses.

Home Buyer Education classes for any potential homebuyer or current homeowner
Offers up to $20,000 for down payment assistance and closing costs to those who live or work in the service area.
Offers HUD-certified Counseling for homebuyers regardless of income, can help with mortgage qualifying and strategy including: credit, income, debt, etc.

Cultural Competency

Language Access

Eligibility: Home Buyer Education classes: Must be a Resident of area served Low-to-Moderate home buyers loans: Must live or work in the area served. Loan eligibility is based on household income guidelines and available funds. Counseling for any income.

Application Process: Home Buyer Education classes: Call or email for class schedules. First-time home buyers loans: Complete Intake Packet found on the website, and then mail, drop off, upload, send a secure email to homeownership@ithacanhs.org, or fax 607-277-4536 the completed forms to INHS.

Required Documentation: Call, email or visit website for more information.

Fees: Call, email or visit website for more information.

Coverage Note: Cayuga, Chemung, Cortland, Schuyler, Seneca, Tioga and Tompkins County.

Cultural Competency: Signage and advertising for diverse populations, Cultural competency, diversity, equity, and inclusion training for staff

Languages: Spanish, French., French, Spanish- Staff provides service in language offered