Browse All Topics

A disability insurance program mandated by the state and funded by employer contributions which provides compensation to covered employees for loss of their earnings as a result of an accidental injury or occupational disease sustained during employment, or which compensates dependents in case of a work-related death. The program provides for income replacement and supplement; scheduled awards for loss of sight or hearing, dismemberment or disfigurement; medical expenses (including hospital care); vocational rehabilitation, occupational therapy and retraining to enable a possible return to the workforce; and funeral expenses.