Programs that provide a hotline, website or other mechanisms that the public can use to report, usually anonymously, individuals who have made false statements or otherwise intentionally misrepresented the facts surrounding an injury or loss in order to receive or increase the amount of compensation they will receive based on an insurance policy. Also included are programs that accept reports of fraudulent claims submitted by health care providers, pharmacies, auto repair shops and other parties that are providing services for insured individuals and using their insurance as a means of payment.