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Mortgage Delinquency and Default Counseling

Serving counties: Monroe

Programs that provide assistance for people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure or who are already in the foreclosure process. Services may include information about the foreclosure process, legal timelines and how to contact and negotiate with a lender; assessment of the homeowner's financial situation and development of a plan to address homeownership and financial issues; in-depth financial counseling regarding foreclosure avoidance options and/or options that involve leaving the home; advocacy with lenders, when necessary; and referrals to foreclosure prevention resources. Also included are programs that provide mediation services to negotiate a compromise between the individual and the financial institution that holds their mortgage in order to avoid foreclosure.

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Found 9 resources (displaying 9)

Financial Counseling and Education

Cultural Competency Language Access

Thru: Consumer Credit Counseling Service of Rochester, Inc.

Eligibility:
None.
Languages:
Spanish
Map Marker 1

Consumer Credit Counseling Service of Rochester, Inc.

1050 University Avenue
Suite A
Rochester, NY

Financial Education and Counseling

Thru: Money Management International

Eligibility:
Age 18 or older.
Map Marker 2

Money Management International

1501 Broadway
12th Floor, 12021
New York, NY

Foreclosure Prevention Counseling

Thru: The Housing Council at PathStone, Inc.

Eligibility:
Home must be owner occupied, and name must be on mortgage loan or deed in case of tax delinquency.
Languages:
Make language request during appointment.
Map Marker 3

The Housing Council at PathStone, Inc.

75 College Avenue
4th Floor
Rochester, NY

Hours:
M-F 8:30AM-4:30PM.

HOPE Hotline

Language Access

Thru: Homeownership Preservation Foundation

Eligibility:
Anyone struggling to pay their mortgage.
Languages:
Abenaki

Homeownership Preservation Foundation

Hours:
24 Hours.

Housing Counseling Services

Cultural Competency Language Access

Thru: The Housing Council at PathStone, Inc.

Eligibility:
Call for information or visit website.
Languages:
American Sign Language, Spanish
Map Marker 4

The Housing Council at PathStone, Inc.

75 College Avenue
4th Floor
Rochester, NY

Hours:
M-F 8:30AM-12:00PM, 12:30PM-4:30PM.

Housing Services

Thru: United States Department of Housing and Urban Development

Eligibility:
None.

United States Department of Housing and Urban Development

Washington, DC

Hours:
24 Hours.

Mortgage Relief Helpline

Language Access

Thru: CareConnect USA

Eligibility:
Homeowner's who are defaulting on their mortgages or having trouble making their mortgage payment.
Languages:
Spanish

CareConnect USA

Waxhaw, NC

NeighborWorks Loan Services

Cultural Competency Language Access

Thru: NeighborWorks Community Partners

Eligibility:
Income requirements for certain programs. Call for information.
Languages:
Spanish
Map Marker 5

NeighborWorks Community Partners

570 South Avenue
Rochester, NY

Hours:
Appointment suggested. Please call ahead.

The Home Store

Thru: Urban League of Rochester New York

Eligibility:
First time home buyers, those at risk of losing their home, low income individuals, college students, anyone in need of financial literacy services.
Languages:
Translation services offered upon request.
Map Marker 6

Urban League of Rochester New York

265 N Clinton Avenue
Rochester, NY

Hours:
Workshops are also offered in the evenings and on SA.

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