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Mortgage Payment Assistance

Programs that make mortgage payments for people who are at risk of losing their homes without assistance. Mortgage payment assistance programs may have age, income, disability, need or other eligibility requirements. Some of these programs may also provide assistance for people who have a mobile home sales contract or land contract and need help making a payment that is due. Land contracts are written legal agreements that are used to purchase real estate (e.g., vacant land), a house, an apartment building, a commercial building or other real property but are negotiated with the property owner rather than borrowing money from a bank or other lender.

Found 5 resources (displaying 5)

Thru: Operation Homefront

Eligibility:
Any service member who was active, deployed or wounded in the last 7 years is eligible for assistance, with proper documentation. Please see attachment in resource for eligibility criteria.

Operation Homefront

21 Franklin Street
Suite 2
Quincy, MA

Thru: Catholic Charities Steuben/Livingston

Eligibility:
Must meet income eligibility requirements.
Map Marker 1

Catholic Charities of Livingston County

34 E State Street
Mount Morris, NY

Thru: Southwest Area Neighborhood Association

Eligibility:
Call for information. For food referrals, eviction/rent assistance, utility assistance: resident of zip codes 14611, 14608, 14619.

Thru: PathStone

Eligibility:
Must be a migrant or seasonal farm worker. Emergency one-time assistance only.
Languages:
French, Spanish
Map Marker 3

PathStone Wayne County

4075 Ridge Road
Williamson, NY

Hours:
Call for information.

Thru: New York State Division of Housing and Community Renewal

Eligibility:
Must currently own and occupy the property as primary residence.
Household income is equal to or less than 100% AMI and are at risk of foreclosure/displacement due to financial hardship due to COVID-19.
Mortgaged homeowners who are in a forebearance or were offered a forebearance plan that has expired.
Morgaged homeowners who were not offered a forebearance plan, or missed the option to apply and are delinquent on mortgage.
Homeowners who are behind on payments for property taxes, water bills, or sewage bills.
Coop or condo homeowners who are behind on monthly carrying charges such as maintenance fees or homeowner association payments.
Homeowners who live in manufactured homes and who are behind on home loans, retail installment contracts used to purchase their homes or monthly lot rent payments.
Languages:
English, Spanish, Arabic, Bengali, Chinese, Haitian Creole, Italian, Korean, Polish, Russian, Yiddish
Map Marker 4

New York State Homeowner Assistance Fund

38-40 State Street
Hampton Plaza
Albany, NY

Hours:
M-F 9:00AM-5:00PM.

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