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Mortgage Payment Assistance

Programs that make mortgage payments for people who are at risk of losing their homes without assistance. Mortgage payment assistance programs may have age, income, disability, need or other eligibility requirements. Some of these programs may also provide assistance for people who have a mobile home sales contract or land contract and need help making a payment that is due. Land contracts are written legal agreements that are used to purchase real estate (e.g., vacant land), a house, an apartment building, a commercial building or other real property but are negotiated with the property owner rather than borrowing money from a bank or other lender.

Found 7 resources (displaying 7)

Thru: Operation Homefront

Any service member who was active, deployed or wounded in the last 7 years is eligible for assistance, with proper documentation. Please see attachment in resource for eligibility criteria.

Operation Homefront

Quincy, MA

Thru: Catholic Charities Steuben/Livingston

Must meet income eligibility requirements.
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Catholic Charities of Livingston County

34 E State Street
Mount Morris, NY

M-F hours vary by location.

Thru: PathStone

Must be a migrant or seasonal farm worker. Emergency one-time assistance only.
French, Spanish
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PathStone Wayne County

4075 Ridge Road
Williamson, NY

Call for information.

Thru: Western Presbyterian Church

Eligible candidates may apply for assistance one time within 12 months. Resident of area served. Must have exhausted the Department of Social Services, other agencies, and church funds.
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Western Presbyterian Church

101 East Main Street
Palmyra, NY

Thru: WNY Heroes, Inc.

Must be a WNY resident for a minimum of one year. Must be a United States veteran, active military or military spouse.
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WNY Heroes, Inc.

1001 E Delavan Ave
Buffalo, NY

Thru: New York State Division of Housing and Community Renewal

Must currently own and occupy the property as primary residence. Household income is equal to or less than 100% AMI and are at risk of foreclosure​/displacement due to financial hardship due to COVID-19. Mortgaged homeowners who are in a forbearance or were offered a forbearance plan that has expired. Mortgaged homeowners who were not offered a forbearance plan, or missed the option to apply and are delinquent on mortgage. Homeowners who are behind on payments for property taxes, water bills, or sewage bills. Coop or condo homeowners who are behind on monthly carrying charges such as maintenance fees or homeowner association. Homeowners who live in manufactured homes and who are behind on home loans, retail installment contracts used to purchase their homes or monthly lot rent payments.
English, Spanish, Arabic, Bengali, Chinese, Haitian Creole, Italian, Korean, Polish, Russian, Yiddish
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New York State Homeowner Assistance Fund

38-40 State Street
Hampton Plaza
Albany, NY

M-F 9:00AM-5:00PM.

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