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Mortgage Delinquency and Default Counseling

Programs that provide assistance for people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure or who are already in the foreclosure process. Services may include information about the foreclosure process, legal timelines and how to contact and negotiate with a lender; assessment of the homeowner's financial situation and development of a plan to address homeownership and financial issues; in-depth financial counseling regarding foreclosure avoidance options and/or options that involve leaving the home; advocacy with lenders, when necessary; and referrals to foreclosure prevention resources. Also included are programs that provide mediation services to negotiate a compromise between the individual and the financial institution that holds their mortgage in order to avoid foreclosure.

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Found 10 resources (displaying 10)

Thru: Money Management International

Individuals 18 and older.
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Money Management International

5794 Widewaters Parkway
Syracuse, NY

Thru: Homeownership Preservation Foundation

Anyone struggling to pay their mortgage.

Thru: Community Action in Self Help

Varies depending on service provided, call for information.
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Community Action in Self Help

48 Water Street
Lyons, NY

Thru: The Housing Council at PathStone, Inc.

Call for information or visit website,
American Sign Language, Spanish
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PathStone Batavia Office

301 North Street
Batavia, NY

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PathStone Canandaigua Office

5297 Parkside Drive
Suite 410
Canandaigua, NY

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The Housing Council at PathStone, Inc.

75 College Avenue
4th Floor
Rochester, NY

Thru: Legal Assistance of Western New York, Inc. - Geneva Office

Call for information.

Thru: CareConnect USA

Homeowner's who are defaulting on their mortgages or having trouble making their mortgage payment.

CareConnect USA

Waxhaw, NC

Thru: Urban League of Rochester New York

First time home buyers, those at risk of losing their home, low income individuals, college students, anyone in need of financial literacy services.
Translation services offered upon request.
Map Marker 9

Urban League of Rochester New York

265 N Clinton Avenue
Rochester, NY

Workshops are also offered in the evenings and on SA.

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